Newly bought a car, always give it insurance to get on the road. At this time, you will contact some of the insurance company salesman, and they are anxious to call you all the insurance you buy, of course, is not lacking in the salesman's armor really buy the owner, but if you know some With insurance knowledge, you can save money for your car! Necessary to buy insurance A: Traffic Insurance This is understandable. If you want to make the car on the road, you must insure the strong insurance. This is China's compulsory insurance. What needs to be clear is that in the event of a traffic accident, the pay compensation for the strong insurance is paid to the person who was hit, and the amount of compensation is limited. The total liability limit for compulsory insurance is 122,000 yuan, which is far from sufficient in the face of some major accidents. II: Third Party Insurance The full name is the third party commercial liability insurance. In the event of an accident, the financial compensation to third parties will be compensated by the insurance company for the amount exceeding the compensation limit for the compulsory insurance. Therefore, the friends of the owners are required to pay as much as possible to pay the compulsory insurance and the three risks at the same time, so that in the event of a major traffic accident, The insurance company can help you pay for the excess costs. The three risks are also used to compensate for the loss of people and other things created by the vehicle. Three: car damage insurance The first two types of insurance are used to pay the other, and the vehicle damage insurance is used to pay the insured's own. Including collisions, scratches, floods, burns, bruises, loss caused by natural disasters, etc. In fact, if it is to buy used cars, then this car damage insurance can be purchased according to their economic ability! Four: Excluding Free Insurance Excluding the exemption means transferring 20% ​​of the owner's commitment to the insurance company. Excluding the exemption and compensation, it is divided into basic insurance and additional insurance. The former applies the basic insurance such as the vehicle damage insurance and the three-insurance insurance independently; the latter applies the additional auto insurance. Needless to buy insurance One: glass insurance One of the types of rubbish insurance, the glass risk full name glass separate broken insurance, what is broken alone, is that there is no problem in other parts of your car, only when the glass is broken, this time the insurance will only work, you can use car damage insurance In order to replace the insurance, so this insurance can be said to be one of the most useless insurance. Second: scratch insurance This type of insurance is the most pitiful of all types of insurance. The scratch limit means that when your car is scratched, you can go straight to this type of insurance without any accident proof. However, the amount of the payment within one year cannot exceed your predetermined amount. This type of insurance is very expensive and varies from car to car. In the same way as glass, repair damages can be reported with a vehicle damage insurance through a simple forgery on-site accident. The repair shop will rely on this to make money. Three: Self-ignition Xiao Bian witnessed two spontaneous combustion accidents. It can be said that today's auto ignited accidents have become more and more frequent in the pursuit of low prices and rough quality. In particular, the longer the year, the poorer the maintenance of the car is more likely to cause the engine to spontaneous combustion. However, it is a pity that for cars over 8 years old, it is not possible to protect them from self-ignition. Insurance companies are not stupid. This kind of insurance can't be guaranteed when it's useful. Can only be defined as rubbish, as well as the new car in the first year you are on self-ignition insurance, what is your attitude! The new car is on fire and you are looking for a car maker to go! This car obviously has quality problems! Four: engine wading Unless your home is in a low-lying position, or if your brain becomes sick, you must be drowning. Otherwise, this insurance will not be used. However, it is very cheap for novices or people in big water cities. V: Passenger Insurance Occupant insurance is a rare and affordable insurance. It is very cheap. Because this odd is really not high. Once it is estimated that the ten thousand and twenty thousand is not enough, insurance is like this. It does not have to be distressed, and even more painful to use. From this we can see that the most powerful type of insurance is that the vehicle is damaged, and the three are excluded. What is the meaning of this non-deductible, he is a bully clause, if you do not pay him, then only pay you 70% of the loss. Don't ask why. You don’t know what you’re talking about. Printed Label,Waterproof Printed Label,Strong Adhesion Printed Label,Self Adhesive Printed Label Shanghai Huike New Material Technology Co., Ltd. , https://www.shhuike.com